The Loan Made

Just for You

In South Florida, purchasing a home as a new or relocating doctor has never been more attainable. Gone are the times when hefty down payments or paying off overwhelming student loans were prerequisites for home ownership. Instead of funneling funds into rent, you can now embark on the journey of building equity and securing a stable future for yourself. This is where we step in.

With the right physician loan, your dream of owning a home can materialize sooner than you ever imagined.

Is this program  for you?

Our homebuying program is tailored to the specific needs of physicians and dentists. From our dedicated team to the exceptional lending programs and loan officers we've partnered with, our expertise lies in our strong local market knowledge, resources, and ability to seamlessly navigate through your busy schedule.


Who's Eligible:

  • Licensed Residents, Interns, and Fellows in MD, DO, and DPM programs
  • Medical Doctors (MD)
  • Doctors of Osteopathy (DO)
  • Doctors of Dental Medicine: Dental Surgeons, Orthodontists, General Dentists (DMD/DDS)
  • Psychiatrists licensed as Medical Doctors
  • Doctors of Podiatric Medicine (DPM)



FAQs

See some common questions and answers below or call Tom Criss at 561.701.5000

  • What is the Physician Loan

    The Physician Loan Program is a residential mortgage loan specifically created for licensed medical professionals to help make mortgage financing easier and more hassle-free. It is subject to individual underwriting credit approval and additional

    qualifications. Contact us for more info. 

  • Who's Eligible for the Physician Loan?

    • Licensed Residents, Interns, and Fellows in MD, DO, and DPM programs

    • Licensed Physicians and Dentists (MD, DO, DDS, DMD, DPM) who have completed their training within the last fifteen years


  • What Type of Properties Can I Purchase with this Loan?

    Occupancy/Property Types:


    • Primary residence

    • Single-unit properties

    • Attached or detached properties

    • Leasehold properties (excluding Georgia

    Power leaseholds and Indian lands that

    are leasehold estates)

    • Warrantable condominiums

    • Planned Unit Developments (PUDs)

  • How much financing is available?

    During internship, residency, and fellowship in MD, DO, and DPM program:


    Maximum Loan Amount: $1,000,000

    Down Payment:  Up to 100% 

  • What If I Completed my Training 9 years ago or less?

    Fewer than ten years since completion of training (residency or fellowship):


    Loan Amount     Down Payment

    $1,000,000         Up to 100%

    $1,500,000         Up to 95%

    $2,000,000        Up to 89.99%

  • What if I Completed My Training 10 - 15 years ago?

    Contact us for details. Call 561.701.5000.

Book a consultation


Have a question? We’re here to help. Send us a message and we’ll be in touch.